Retirement Planning Made Clear
Know Where Your Retirement Income Is Coming From.
Your retirement shouldn't depend on guesswork. We'll help you understand how your Social Security, pension, retirement accounts and other income sources could work together, so you can make informed decisions about the years ahead.
Book My Free Retirement Review →No obligation. No pressure. Just a clearer picture of your retirement.
Will Your Retirement Income Be Enough?
You've spent years building your savings. But there's an important question many people don't answer until it's too late:
"How much can I actually count on every month when I retire?"
Your retirement income may come from several places:
- Social Security
- Pension income
- 401(k), 403(b), TSP and IRA accounts
- Roth and other tax-free income sources
- Personal savings and investments
The challenge isn't simply accumulating money. It's turning what you've accumulated into an income strategy that can support the life you want.
That's where a Retirement Review can help.
See What My Retirement Could Look Like →Get a Clearer Picture of Your Retirement
Your Free Retirement Review
In one personalized meeting, we'll help you understand where you are today and what your retirement income picture could look like.
You'll Get:
Your Retirement Income Picture
See how your different potential income sources could work together and what that could mean for your monthly retirement income.
Your Income Gap
Identify the potential difference between the income you may have and the income you'll want in retirement.
Your Social Security Strategy
Review how the timing of Social Security may affect your retirement income.
Your Retirement Accounts
Look at how your 401(k), 403(b), TSP, IRA and other accounts fit into your overall retirement strategy.
Your Tax Picture
Understand how different retirement income sources can affect your taxes and how tax-efficient planning may fit into your strategy.
Your Next Steps
Walk away with a clearer understanding of your options and potential next steps, with no obligation to move forward.
Four Pillars. One Retirement Income Strategy.
A retirement plan shouldn't depend on a single source of income. We help clients look at the major pieces of their retirement income picture and how they may work together.
Pension & Guaranteed Income
Understand how pension income and other potential guaranteed-income sources may fit into your retirement strategy.
Social Security
The timing of Social Security can have a significant impact on your retirement income. We'll help you understand your options.
Tax-Deferred Accounts
401(k)s, 403(b)s, TSPs and traditional IRAs can be powerful retirement assets. The question is how and when you use them.
Tax-Free Income
Roth accounts and other potential tax-free income sources can play an important role in managing your retirement income and taxes.
Let's Put the Pieces Together.
What You Get From a Free Retirement Review
Most people have never seen a clear picture of what their retirement income will actually look like. We change that in one meeting.
- A clear projection of your monthly retirement income from all sources
- An analysis of your current savings rate and whether you are on track
- Social Security optimization, the best time for you to claim
- A tax-efficiency review of your current accounts
- Identification of any income gaps and strategies to close them
- A personalized action plan with no obligation to move forward
You Don't Need Another Financial Jargon Session.
You Need to Know What Your Numbers Mean.
Retirement planning can feel complicated. There are accounts to understand. Taxes to consider. Social Security decisions to make. Income to plan. Markets to navigate. Our job is to help make the picture easier to understand.
We start with where you are.
We'll look at your current situation, your goals and the resources you've already built.
Then we look at where you're going.
We'll identify potential income sources, gaps and planning opportunities.
Then we help you understand your options.
You should understand why a strategy is being considered, not simply be told what to do.
Retirement Planning for the Stage of Life You're In
Still Building?
If retirement is years away, the decisions you make today can influence the options available to you later.
Focus areas may include:
- Building retirement savings
- Increasing contributions
- Managing debt
- Protecting your income
- Preparing for future retirement income
Getting Closer to Retirement?
The closer retirement gets, the more important it becomes to turn your accumulated assets into a thoughtful income strategy.
Focus areas may include:
- Retirement income
- Social Security
- Pension decisions
- Tax planning
- Risk management
- Healthcare and long-term planning
Already Retired?
Retirement planning doesn't stop when your paycheck does. Your focus may shift toward creating sustainable income, managing taxes and making your retirement assets last.
Focus areas may include:
- Creating retirement income
- Managing withdrawals
- Tax-efficient income
- Protecting assets
- Legacy planning
Running out of money during retirement is the #1 concern.
🏆Financial Freedom
Implement de-accumulation strategies, turning your investments and savings into monthly income you can't outlive.
Why PowersFS?
A Retirement Strategy Built Around You.
There isn't one retirement strategy that works for everyone. Your income, savings, goals, timeline and circumstances are different. That's why we start by understanding you.
Personalized
Your retirement strategy should reflect your goals and circumstances.
Clear
We explain the moving parts so you can make informed decisions.
Comprehensive
We look at your retirement income picture, not just one account or investment.
Long-Term
Retirement planning isn't a one-time decision. Your strategy should be reviewed as your circumstances change.
Have You Had a Retirement Review Recently?
If it's been several years since you looked at your retirement plan, it may be worth taking another look. Your life can change. Your income can change. Your retirement accounts can change. Tax rules and market conditions can change.
A fresh review can help you understand where you stand today.
Schedule My Free Review →Frequently Asked Questions
Everything you need to know about your free retirement review
Ready for a Clearer Picture?
Book Your Free 30-Minute Retirement Review
No obligation. No pressure. Just a clearer picture of your retirement income and what your options may look like.
- Free 30-minute personalized review
- No obligation to move forward
- No products to buy or accounts to move
- Walk away with a clearer picture of your retirement
Schedule Your Free Review
Choose a time that works for you. We'll do the rest.
Book My Free Retirement Review →